Health Insurance

Cashless Policies
Procedures for Cashless Hospitalization
Patients with medical insurance who undergo procedures requiring hospitalization are registered for health insurance details. The details should include name, age, ID number, policy number, and nature of illness, diagnosis, treatment to be given and the estimated cost of the procedure or treatment with patient’s declaration of medical insurance of the respective insurance company.

Pre–Authorization Request
The clinical information of the patients along with their medical policy details are to be forwarded to the third party administrator either by fax or email, for the prior approval of patient's treatment in our hospital. Necessary documents for the same are to be brought by the patient 

Treatment
Cashless hospitalization and treatment are provided to the patients only with the approval of the company. Patients should sign the necessary documents to facilitate claim processing for the hospital. Patients who don't get approval due to some reasons stated by the insurance company are also treated under the general patient's category without cashless hospitalization benefits and can claim benefits by reimbursement. 

(Please note that the charges for Pre/Post operative investigations, the pre operative and post operative medications are not included in the pre authorization.